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Big Bear Lake, California
Large level land with mountain views and mature trees in Lake Williams area of Big Bear City. Nice homes in this neighborhood with lots of wildlife, hiking, and horseback riding trails. Paved and maintained roads with electric and water available at the street. Easy on and off the mountain from Highway 38, and 15 minutes from the lake and Village of Big Bear Lake.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.