take a moment
Big Bear Lake, California
Ready to build your mountain cabin? Be sure to check out this beautiful spot in the Smiley Park area of Running Springs. Located one turn off of Hwy 330 for super easy commuter access, you can enjoy being a world away while living just 20 minutes from the bottom of the hill. This large lot is in a Homeowners Association that affords residents use of a community pool and clubhouse and a tight knit community of neighbors who enjoy festivities from Easter Egg hunts to 4th of July golf cart parades. This parcel is perfect for designing and building a level entry home with a filtered valley view. You'll enjoy abundant wildlife strolling in your yard. This is the place to start making memories! Please note that homes in this area will need to have septic system and propane installed, minimizing your reliance on public utilities.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.