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Big Bear Lake, California
Beautifully reimagined 2-bed, 1-bath mountain chalet at 1009 Sugarloaf Blvd in Big Bear. Fully remodeled in 2024, the 900 sq ft Gambrel cabin features designer finishes throughout: new flooring, a renovated bathroom with dual-sink vanity, upgraded refrigerator, keyless entry, updated lighting and fixtures, fresh paint inside and out, and a 2021 roof. Wood ceilings and exposed beams pair with wood walls, and a brick hearth with wood-burning stove anchors the living room. The home sleeps six, with a king in the primary and two queens in the guest room. The fenced 5,000 sq ft lot includes a rear deck with spa and barbecue area, a detached garage that fits a full-size boat, and an insulated "sports fort" detached room. Turn-key and minutes from the lake, slopes, Village, and launch ramp.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.