take a moment
Big Bear Lake, California
PERMITTED JR ADU | FULLY ADA/WHEELCHAIR ACCESSIBLE | MULTIGENERATIONAL LIVING | MOUNTAIN VIEWS Welcome to this character-filled mountain home offering exceptional versatility, including a permitted Junior ADU that is fully ADA/wheelchair accessible, including the bathroom. Set on a large, fully fenced lot with a spacious driveway and attached 2-car garage, the property offers privacy, functionality, and beautiful views of Bear Mountain and Gold Mountain. The JADU features its own bathroom, kitchenette, and separate wheelchair-accessible entrance, creating a private and flexible living space. Inside, the home is rich with charm, featuring beamed pine ceilings and classic wainscoting. The inviting living room centers around a cozy wood stove with brick surround and hearth, while the open kitchen and dining area are filled with natural light. Step outside to enjoy a front deck and backyard patio, perfect for relaxing and entertaining while taking in the peaceful mountain surroundings. Upstairs, generously sized bedrooms include two sharing a Jack-and-Jill powder room, plus a second primary suite with its own en-suite full bathroom. With its flexible floor plan, unique character, scenic mountain views, fully accessible JADU, and investment potential, this property offers a rare combination of comfort and versatility.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.