take a moment
Big Bear Lake, California
Lake rights, mountain views and nearly $200,000 in improvements since 2023, including new HVAC, a new water heater, a new electrical panel and a new water main from the street to the house! This Arrowhead Woods chalet is the turnkey mountain escape you've been waiting for, with the big-ticket work already done. Beamed ceilings rise over a bright, open living area where tall windows frame mountain and high-desert views and a fireplace warms snowy evenings. The granite kitchen with stainless appliances opens to a newly rebuilt deck, perfect for grilling, stargazing and relaxing among the pines. Every level has its own bath: two bedrooms and a full bath on the main floor; an upstairs loft with a private half bath, ideal for guests, work or play; and a spacious lower-level primary suite with a large en suite bath, walk-in closet and direct access to the yard, a true private retreat. Beyond the major systems, recent updates include interior and exterior paint (2025), a whole-house humidifier and whole-house fan, updated vanities, new lighting and ceiling fans, new fencing and tiered landscaping. A concrete carport and a county-maintained, plowed road keep things simple year-round, with Lake Arrowhead Elementary and San Bernardino National Forest trails close by. Enjoy boating, fishing and beach clubs on private Lake Arrowhead with your lake rights (ALA membership required). Full upgrade list available. Schedule your showing today!
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.