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Big Bear Lake, California
Big price improvement.....Don't let the days on market fool you. This is a turnkey, owner-occupied home that has been well cared for and is ready for its next owner. Looking for a place to get away from the rat race?~~This home isn't just about skiing, snowboarding or summer weekends on the lake although these features are just a 15 minute drive west. Retire here? This seller and lots of other families have chosen to permanently live in Big Bear.~~Big Bear gives you something that's getting harder to find down the hill… things like less traffic, less congestion, and a much slower pace of life. You have reasonable shopping, restaurants, and all the necessities, without the crowds and traffic that come with living “Down the hill”. And when you do need the city, LA, Orange County and San Diego are still within an easy drive.~~The home itself works well for someone thinking about retirement. The primary bedroom and 3/4 bath are on the entry level, so you don't have to deal with stairs every time you go to bed. Upstairs you'll find two more bedrooms and a full bath for family and visitors. Depending on your needs, the room above the garage could be a guest area, office, hobby space, or just a place for visitors to have their own space. The “3rd floor loft” gives you another flexible area for storage, hobbies or a kids' hideout.~~The home has central heating, so there's no need to deal with the mess and work of a wood-burning fireplace. Both yards are another plus if you're looking to spend your time enjoying the mountains rather than taking care of a lot of property. And if the grandkids do come up and want to play in the snow, there's a community park just about 130 steps from the home’s front gate.~~Then there's the part that's hard to put a price on like Wildlife, trees, fresh mountain air and plenty of trails. You can spend your days walking, hiking, watching the wildlife or simply sitting on the porch and enjoying the change of seasons.~~~Big Bear isn't for everyone. But if you're ready to get out of the rat race, slow down and become part of a friendly mountain community of about 10,000 people, this home deserves a look.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.