take a moment
Big Bear Lake, California
Welcome to your very own cottage in the mountains. This cozy home has original finishes, and lots of built-in storage. The living room, bathroom and a bedroom are at entry level from the street with a small step up. The master bedroom is located on the bottom level, and has direct access out to the balcony, patio, and garden. Enjoy the city lights view from the balcony or wander the over half an acre property to find elderberries and persimmons. Upstairs, you will find a large bedroom with 2 separate areas; make one a sleeping area and the other a retreat. This charming home has a wood-burning fireplace, to enjoy the fire during winter nights. There is a wood-storage room at the rear of the 1-car garage. Plenty of parking for guests, and a huge outdoor patio for entertaining! This home is a must see! Lots size is .56 acres, as additional lot next door is included.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.