take a moment
Big Bear Lake, California
One-of-a-Kind Artistic Mountain Retreat This artistic mountain retreat is filled with one-of-a-kind upgrades and custom details you will not find anywhere else. A spacious deck nestled among the trees welcomes you with a built-in barbecue kitchen—perfect for outdoor entertainment. Step through the custom Craftsman-style door into a comfortable living room featuring a cozy corner gas fireplace. The custom kitchen offers soft-close cabinetry, a glass-front display cabinet, and high-end appliances. Just beyond the kitchen, a second deck provides a peaceful spot to sip tea, breathe in the pine-scented air, and watch squirrels among the trees. The main level also includes a stylish three-quarter bathroom. Upstairs, two bedrooms are positioned on either side of the staircase and share a beautifully customized three-quarter bathroom. One bedroom opens onto a private deck, inviting in cool mountain breezes on summer nights. The lower level offers a versatile additional sleeping area that could serve as a primary retreat or family room. It features a built-in fireplace, a third custom bathroom, laundry facilities, and yet another deck—creating a flexible and welcoming space for relaxing or hosting guests.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.