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Big Bear Lake, California
Set among the pines in the heart of Crestline, this inviting 2-bedroom, 1-bath mountain home blends classic cabin character with comfortable single-level living. Vaulted open-beam ceilings, rich wood finishes and a brick fireplace create a warm, timeless atmosphere, while the oversized picture window frames the surrounding trees and fills the living room with natural light. The kitchen offers abundant cabinetry, a built-in oven, range and included refrigerator, with the washer and dryer conveniently located nearby. Newer carpet and interior paint add a refreshed feel while preserving the home’s distinctive mountain charm. Outdoor living is equally appealing, with a generous front deck, a concrete backyard patio and a storage shed for added functionality. A workshop beneath the home provides additional space for storage, projects or hobbies, and the property is wired for a whole-house generator. Two driveway parking spaces provide convenient off-street parking. Just minutes from downtown Crestline and Lake Gregory Regional Park, the home offers easy access to local dining, shopping, fishing, walking trails and seasonal lake recreation. Whether enjoyed as a full-time residence, weekend escape or investment property, this home offers an appealing combination of character, location and versatility.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.