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Big Bear Lake, California
Located only 10 minutes from Lake Gregory and Crestline Village. Level-entry home with living room, 3/4 bathroom, kitchen, and laundry. Living room has a large rock fireplace, three skylight windows, two bay windows, vaulted ceilings, dining area, and oak plank floors. Kitchen has granite counters, stainless appliances, breakfast bar, and laundry room with pantry. First lower level features master bedroom, full bathroom, deck with forest view, second bedroom, and third bedroom used as TV room. Second lower level has another bedroom and an office room. Storage rooms in the built-up area with outside door access. Chain-link fence around lot. Decks and stairway around house need repairs. Building permit research pending.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.