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Big Bear Lake, California
Gorgeous mountain home with 3 bedrooms and 2 full baths was completly updated just a few years ago. Recently redone parking area for about 3 cars with level parking and level entry. The living room, kitchen, 2 bedrooms, a bath with laundry, and a deck off the kitchen makes up the first floor- upstairs is the primary bedroom and bathroom with another deck off this bedroom. Under the entry level is another good sized deck with access to an unfinished build up area. Granite counters with a big breakfast bar in kitchen and a beautiful stone fireplace in the living room with a raised hearth, fabulous wood mantle and reclaimed wood on both sides. Great view of the lake from the end of the street- this one is a beauty!
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.