take a moment
Big Bear Lake, California
This mountain home gets it all just right: the size, bedroom count, parking, layout and living space, all set among the trees with a beautiful garden, workshop and hobby space, dog run and peaceful waterfall feature. The main level welcomes you with soaring ceilings and generous living spaces. The kitchen features a charming garden window, a BlueStar six-burner commercial range and breakfast bar with seating for four opening to a casual dining area with its own brick fireplace. The open-concept dining and living room is made for larger gatherings, with dramatic soaring ceilings and expansive glass doors opening to a sunny entertaining deck with ridgeline and forest views. A spacious family room with its own fireplace offers another inviting place to gather. The primary suite is conveniently located on the main level with an en suite bath featuring marble flooring. Upstairs are two generously sized bedrooms with high ceilings, a full bath with dual sinks, abundant closet storage and the laundry room. Downstairs, interior access leads directly to the garage and an impressive workshop and hobby space with extensive workbenches, cabinetry and storage, a real plus for mountain living. A large buildup area provides even more room for tools, gear and mountain toys. Outside, the beautifully planted yard includes colorful maples, nectarine and peach trees, Golden Delicious and Fuji apples, herbs and flowers, along with a peaceful built-in waterfall, sprinkler system, dog run and storage shed. Andersen windows, whole-house fan with timer, plentiful driveway and garage parking, and LAKE RIGHTS complete the package. Golf, hiking, off-roading and the lake are all nearby. For the buyer wanting to add a dock to the package, Meadow Bay Multiple 3, Slip 6 is also available for purchase separately.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.