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Big Bear Lake, California
Experience refined mountain living in this stunning custom-built home, ideally situated on a rare 1st-tier forested lot just four homes from the lake trail. With over 3,500 sq ft, this beautifully designed 4-bedroom, 4-bath residence offers the perfect blend of luxury, comfort, and natural beauty. ~ Step into an impressive great room featuring a dramatic two-story vaulted ceiling with rich wood beams, and walls of windows that flood the space with sunlight while showcasing serene forest views. The open-concept layout flows effortlessly into a spacious dining area—perfect for entertaining or quiet evenings by the fire. ~ The gourmet kitchen opens to a cozy family room with a second fireplace, creating a warm and inviting gathering space. The main-level master retreat offers convenience and privacy, complete with lake views and a beautifully updated bath. ~ Set on an oversized, highly desirable 1st-tier lot, this home provides easy access to the lake trail just steps away. Pull right into XL garage (624 sq') and walk into home with never getting snowed on. ~ Ownership includes coveted lake rights to the private, pristine waters of Lake Arrowhead. Located on a county-maintained and plowed road for year-round accessibility. ~ Offered turn-key and fully furnished, this exceptional property is ready for immediate enjoyment—whether as a full-time residence or luxurious mountain getaway. ~ A rare opportunity to own a true Lake Arrowhead gem.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.