take a moment
Big Bear Lake, California
Nearly 3,000 sq ft on a quarter acre corner lot in Arrowhead Woods, with lake rights, and no HOA which is a rare find at this price. A mid level entry opens to two separate living areas, each anchored by a fireplace with raised hearth, which is perfect for entertaining. The kitchen has granite counters, a gas cooktop, a breakfast nook, and opens to the family room, with a formal dining room for holiday dinners. Three bedrooms and three full baths include a main floor bedroom for guests and a primary suite with a walk in closet. Outside, mountain views through the pines, a front porch, an open patio, and an attached two car garage for winter mornings. Minutes to Lake Arrowhead Village, trails, and the lake. Easy to own as a full time home, a weekend retreat, or a wonderful gathering place.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.