take a moment
Big Bear Lake, California
Charming Palisades Lakefront home with Single Dock (1/2 of double dock) and dock storage. Stunning Views for every level. You enter this 3 level home on the top level which is the street level directly from the private parking area which has room for at least 3 cars. Note the carved bears on both sides of the entry. Entering on the 3rd level then a few steps down is the door to the large Master Bedroom suite, which has a sitting area, stone faced double sided gas fireplace, then into the spacious master bath. Views from every window!! There's a jetted bath tub sitting right below the fireplace, separate shower stall, double sink, Large closet, and private toilet room. Come out and walk down the stairs to the 2nd level with has the Kitchen, dining, and living room areas. Kitchen has all Stainless Steel appliances, natural wood cabinets, pantry, tile flooring and fantastic lake and mountain views! Sit around the dining table and you'll enjoy more beautiful views. Nice living room with a lovely brick wood burning gas fireplace. Then walk out to the large patio deck with lots of entertainment area and views galore. From there you also have access down the patio stairs to the bottom level. Now from the LR go down the stairs to the bottom level which consist of 2 bedrooms, bath, laundry closet, etc. The 3rd bedroom has been converted to a den area that has the laundry closet and the doorway out to the bottom level patio deck. Home can come furnished.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.