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Big Bear Lake, California
Optional assumable FHA loan at 2.75% interest rate** Experience the charm of mountain living in this inviting Big Bear City retreat, where fresh alpine air, star-filled skies, and year-round adventure create the perfect escape from city life. Ideally located within walking distance to Oktoberfest and the Convention Center, and just minutes from hiking trails, ski resorts, Big Bear Lake, dining, and shopping, this home offers the perfect balance of relaxation, recreation, and convenience. Inside, the thoughtfully designed floor plan offers abundant storage throughout, making it easy to keep mountain gear and everyday essentials organized. The spacious kitchen features a walk-in pantry, breakfast bar, and ample workspace, creating a functional gathering place for everyday living and entertaining. A smart thermostat adds modern convenience and energy efficiency year-round. Upstairs, both bedrooms feature their own large private balconies, providing peaceful outdoor spaces to enjoy the crisp mountain air, morning coffee, or evening sunsets. The spacious primary suite includes an ensuite bathroom with dual vanities, a rainfall showerhead, and a spa-inspired atmosphere designed for comfort and relaxation. Whether you're looking for a full-time residence, weekend getaway, hybrid remote-work escape, or flexible investment opportunity, this home captures the lifestyle that continues to attract visitors and homeowners to Big Bear year after year. Enjoy peaceful mornings from the balcony with lake views, relax by the fireplace after a day on the slopes, and experience the mountain atmosphere that makes Big Bear so special. With easy access to Snow Summit, Bear Mountain, the Village, and year-round outdoor activities, this property is well-positioned for both personal enjoyment and vacation-home appeal. From cozy winter weekends to summer lake adventures, this is more than just a home...it's a gateway to the Big Bear lifestyle. **Assumable FHA loan is subject to lender approval
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.