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Big Bear Lake, California
Charming mountain retreat in the heart of Running Springs! This cozy 2-bedroom, 1-bath home offers the perfect blend of convenience and outdoor adventure. Ideally located just off the highway for easy year-round access, this property is minutes from scenic hiking and biking trails, as well as Snow Valley Mountain Resort for skiing, snowboarding, and mountain biking. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this mountain home delivers comfort, accessibility, and four-season recreation right at your doorstep. Enjoy the beauty of mountain living while staying close to local shops, dining, and all that the San Bernardino Mountains have to offer.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.