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Big Bear Lake, California
Lake views • STR-compatible layout • 0.2 mi to Big Bear Lake access • Game room • Large view deck • Includes Zillow 3D tour and video tour Immaculate custom mountain home with lake views, extensive upgrades, and multiple entertainment spaces designed for full-time living, second home use, or short-term rental use subject to local regulations. Built in 2009, this 4 bedroom, 3 bath home offers approximately 3,698 sq ft with vaulted ceilings, recessed lighting, and an open-concept layout ideal for group gatherings. Newly remodeled kitchen features oversized island seating, updated counters, stainless appliances, double ovens, gas cooktop, and custom wood cabinetry. Recent improvements include fresh interior paint and new custom exterior siding. Main living area opens to a large rear deck surrounded by pine trees with filtered lake and forest views. Lower level includes oversized game room/lounge area with flexible recreation and media space. Wide driveway, attached garage, and modern entry design provide added functionality for seasonal or multi-guest occupancy. Located near Big Bear Lake shoreline access, Boulder Bay, marinas, hiking trails, boating, kayaking, fishing, mountain biking, village dining, and winter recreation. Convenient access to Snow Summit and Bear Mountain resorts. Property includes Zillow 3D walkthrough and video tour. Strong combination of lake views, entertainment layout, parking, upgraded finishes, and mountain-lake setting.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.