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Big Bear Lake, California
Welcome to this spacious 1978 manufactured home NOT on a permanent foundation, located in the desirable Whispering Pines Estates, where you own both the home and the land. Offering 2,236 squarefeet of living space, this home features 3 bedrooms, 2 bathrooms, and an attached tandem 2-cargarage. The open-concept floor plan creates a warm and inviting atmosphere, perfect for entertainingor spending time with family. Step outside onto the expansive front deck and enjoy the peacefulmountain surroundings. Situated in a quiet neighborhood, the home is just steps from the communityclubhouse, fitness center, outdoor pool, indoor spa, greenbelt, and playground. Conveniently locatedjust minutes from shopping, the lake, ski slopes, and with easy access to Highway 38, this propertyoffers the perfect blend of comfort and recreation. Whether you're looking for a full-time residence,first home, vacation getaway, retirement home, or investment property, this home offers exceptionalversatility and value. The monthly HOA fee includes water, trash service, and street snow plowing,making mountain living even more convenient.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.