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Big Bear Lake, California
LOCATION, LOCATION, LOCATION! This charming single-story mountain retreat is ideally situated just blocks from Holloway’s Marina, National Forest hiking and biking trails, popular sledding hills, the village, and the lake. Offering 2 spacious bedrooms and 2 bathrooms, combining warm woodsy character with thoughtful upgrades throughout, creating the perfect getaway or full-time mountain living. Inside, you’ll find knotty pine cabinetry, granite countertops, newer stainless steel appliances, and beautiful wood-grain porcelain tile flooring. The bright bay window dining area creates the perfect spot to gather, while the used-brick fireplace with an efficient wood stove insert adds cozy mountain charm. Vaulted ceilings with tongue-and-groove wood walls and ceiling treatments enhance the cabin feel, while three newly installed heating and air-conditioning wall splits provide efficient year-round comfort. Both bathrooms have also had recent updates, adding a fresh and modern touch to the home’s cozy mountain aesthetic. The entire home has also been recently painted inside and out, including the shed. A brand-new upgraded electrical panel is also in place and ready to support future additions such as EV charging, a hot tub & solar. The unique and inviting layout offers comfortable living spaces filled with natural warmth and character. Additional features include convenient indoor laundry, two storage sheds, outdoor seating areas to enjoy the fresh mountain air, and a fully fenced yard with mature pear and apple trees, creating the perfect outdoor mountain setting. Best of all, this home is being sold furnished, making it a true turnkey getaway, full-time residence, or investment opportunity. The property is currently permitted for short-term rentals in Big Bear Lake and is professionally managed, providing a seamless, low-maintenance ownership experience with the flexibility to enjoy the home for personal use while generating rental income when you’re away.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.