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Big Bear Lake, California
2026 new construction • Single-story layout • No HOA. Newly built at 40166 Esterly Ln in Big Bear Lake, CA 92315, this 2-bedroom, 2-bathroom home offers approximately 1,000 square feet with an open-concept floor plan and contemporary finishes. The kitchen pairs quartz countertops with flat-panel cabinetry, emphasizing clean lines and a coordinated finish palette. An open connection to the living room keeps the kitchen integrated with the main gathering space, where a fireplace provides a focal point and natural light complements the interior. The entry opens into the living room, with both bedrooms positioned beyond the kitchen for separation from the main living area. The primary bedroom includes its own bathroom and dedicated closet, while the second bathroom is accessed from the hallway. Ductless air conditioning and indoor laundry complement the single-level layout. The property sits on an approximately 2,500-square-foot lot with no HOA. An adjacent vacant lot is available for purchase separately and is not included in the home sale; future use or development is subject to applicable approvals. A 3D tour, video tour and floor plan are available to preview the layout and interior finishes. Nearby destinations include coffee at Sister My Sister Bake Shop, hiking from Aspen Glen Picnic Area with Pine Knot Trail access, and shopping and dining in The Village. Approximate straight-line distances are 0.13 mi to the bake shop, 0.35 mi to Aspen Glen and 0.80 mi to The Village Shops & Courtyard; road and travel distances vary.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.