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Big Bear Lake, California
Welcome to this unique mountain retreat offering breathtaking lake views, flexible living space, and exceptional income potential. Situated on two separate lots, this expansive three-story home features 4 bedrooms plus a sleeping loft, 3 full bathrooms, and multiple opportunities for multigenerational living or vacation rental use which this property does qualify and has great success doing it ! The property includes a detached 4-car garage with ADU potential, an approximately 500 sq. ft. lower-level/JADU living area potential, and extensive parking with a 6-car driveway plus an additional 2-car carport. Relax and entertain with amenities including a sauna and jacuzzi while enjoying the peaceful mountain resort atmosphere. Surrounded by mature pine, oak, and apple trees, with Lakeview location this property combines natural beauty with functionality and future upside. Whether you are looking for a primary residence, vacation getaway, or investment opportunity, this home offers incredible versatility in an area where market values continue to strengthen.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.