take a moment
Big Bear Lake, California
Rare & unique vacation home opportunity. Own real estate, not points. Deeded, fractional ownership of a 3 bd/3 bath Villa at The Club in the Village of Big Bear Lake. This type of fractional ownership is no longer sold by the mgmt. It can only be purchased when an original owner sells their interest. You will have 28 nights a year of planned vacation time; 14 nights in summer & 14 in winter. More nights can be reserved based on availability whenever you like! Pay only for cleaning. Great for impromptu get-always free from usual home maintenance. If purchased, YOU will pay HOA fees of $2541.61 every 3 months and 1/10th of prop taxes for THIS Villa. Common ground taxes are included in the HOA. You can put up to 4 people on the deed. No pets unless service pet & no smoking. Cash only
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.