take a moment
Big Bear Lake, California
Moonridge Mountain Retreat — Approximately 3 Minutes to Bear Mountain Resort! Nestled among mature pines in the heart of Moonridge, this 1,818-square-foot, 3-bedroom, 2-bath mountain home sits just a 3-minute drive from Bear Mountain Resort. The aerial views tell the story better than words can: Bear Mountain's Resort, the golf course, and the lake runs all lie within a short radius of the front door. The interior delivers the mountain character buyers come to Big Bear for. Exposed knotty pine tongue-and-groove ceilings with substantial beams run through the main living spaces, and the living room centers on a floor-to-ceiling river-rock fireplace. A wall of windows and a sliding door open to the deck, and the dining area looks out into the treetops — an everyday meal with a forest view. Adjacent to approximately 9 acres of county-owned open space — it makes you feel like it's part of your own backyard. The home has been maintained with practical updates: a roof completely redone in October 2014. A generous enclosed sunroom adds a versatile second living space with windows on multiple sides, ideal as a reading room, game room, or quiet retreat. Outside, an expansive deck with dining space backs into the pines and looks out over the adjoining county open space. Parking is a standout. Two separate driveway areas plus an attached two-car garage, with the concrete drive running along a terraced retaining wall, easily handle multiple vehicles, a boat, or a trailer — useful for a full-time residence, a weekend escape, or a rental.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.