take a moment
Big Bear Lake, California
More than a house, this is a home a warm and welcoming mountain retreat where family, friends, and everyday life come together. The heart of the home is the spacious living room with vaulted ceilings, a large wood-burning fireplace, and an oversized sofa included with the home perfect for movie nights, reading by the fire, or gathering with guests. The open kitchen features custom hickory cabinets, Corian countertops, and newer appliances included with the home an inviting space to cook, entertain, and create memorable meals. A second family room with a gas fireplace and a generous dining area create even more room to relax and celebrate. This single-level 4-bedroom, 2-bath home offers a private primary suite with a large shower, oversized jetted tub, and its own gas stove. The separately fenced front and backyard areas connect through a gate, giving you the flexibility to keep them separate or open them into one larger yard. The landscaped backyard includes grass, trees, and irrigation. A spacious two-car garage, wide driveway, and side yard provide convenient parking for an RV, trailer, or boat. Equipped with a security system and set in a quiet area near the National Forest, this home offers a true mountain lifestyle. Charming local wild burros may occasionally wander nearby. Tennis and racquetball courts and a dog park are within walking distance; ski slopes are about 8 minutes away, with restaurants, bars, and Big Bear Village about 15 minutes away.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.