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Big Bear Lake, California
Located in desirable Upper Moonridge, this 3-bedroom, 2-bath mountain retreat offers expansive mountain, ski slope and lake views from a quiet cul-de-sac setting. Enjoy the scenery from the wraparound deck, multiple outdoor living areas and hot tub—perfect for taking in Big Bear’s beautiful surroundings year-round. Recent updates include new tile and luxury vinyl plank flooring, paint, along with a remodeled kitchen and partial newer roof and dual-pane windows. The spacious lot includes a fenced yard for pets, plus level parking for 5+ vehicles—a rare Big Bear convenience. Multiple decks, including a private deck off the primary bedroom, provide even more opportunities to enjoy the lake views and mountain air. Ideally located near Bear Mountain, Snow Summit, the golf course, hiking, biking and year-round recreation. Whether you’re looking for a primary residence, mountain getaway or investment opportunity, this Upper Moonridge home combines an exceptional location, incredible views, generous outdoor living and easy access to everything Big Bear has to offer. Furnishings negotiable.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.