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Big Bear Lake, California
Located in the heart of The Village! This unique multi-unit residential property with commercial-zoned office/studio delivers a wide variety of rental, income, and work-at-home business opportunities. Perfect for vacation or full-time living, the main house offers three bedrooms and two baths, with composite deck overlooking spacious 10,200 sq/ft. fenced lot. AND, there are two additional studio units in front: Lower unit has been zoned for commercial use, and upstairs en-suite studio is set up for residential. Oversized garage, wired for EV, and additional storage shed provide plenty room for all your toys. Lot size and zoning allow for additional development/units. Flexibility of use and income potential make this a truly unique offering in an amazing location.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.