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Big Bear Lake, California
Panoramic lake views, exceptional privacy and a detached guest house distinguish this updated 1928 mountain retreat in Crest Estates. Surrounded by forest with no homes directly above or below, the setting feels remarkably private while remaining convenient to Lake Arrowhead Village, lakefront shops and dining. Inside, soaring trestle-beamed ceilings, a floor-to-ceiling rough-hewn granite fireplace and expansive windows give the great room dramatic character while framing sweeping lake and forest views. The remodeled kitchen features custom cabinetry, new appliances and an easy connection to the dining area and outdoor living spaces. Multiple decks extend the experience beneath the trees, while the primary suite opens to a private balcony overlooking the lake. A flexible additional bedroom in the main house and a fully renovated detached studio guest house provide useful separation for visitors, work, hobbies or creative space. Major improvements include a complete replacement septic system, updated electrical panel, tankless water heater and updated heating. Set on more than a third of an acre at the end of the road, this is a distinctive Lake Arrowhead property for buyers who value view, privacy, condition, character and flexible separate space. Property does not include lake rights.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.