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Big Bear Lake, California
Escape to the mountains with this classic, wood-accented gambrel cabin offering modern comforts and traditional alpine charm. Characterized by warm wood paneling, exposed beams, and a stone wood-burning fireplace, this cozy home provides an inviting mountain retreat or full-time sanctuary. The main living area features an updated kitchen equipped with sleek dark cabinetry, tile backsplash, and stainless steel appliances. Modern flooring spans throughout with vinyl plank in the living room, tile in the kitchen and bath, and brand new carpet in the bedrooms. The home also includes convenient in-unit laundry. Step outside to a private deck designed for morning coffee or outdoor barbecues among the pines. Enjoy complete peace of mind with major updates already taken care of, including a top roof replacement completed in November 2023 and a newly replaced side roof from April 2026. Agent/Owner.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.