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Big Bear Lake, California
Nestled in the historic Arrowhead Villas area of Lake Arrowhead, this 1,789-square-foot, fully furnished and renovated mountain home is the ultimate turnkey family retreat. Designed for peaceful mountain living and multi-generational comfort, the residence features 4 bedrooms and 2.5 baths across three thoughtfully laid out levels, plus a detached, fully remodeled Studio/Loft with a modern bi-fold door—ideal for a private home office, creative space, or guest suite. Situated across 2 spacious lots, the property boasts grade-level parking for up to 4 vehicles and plenty of room to explore, complete with fresh apples and blackberries growing right on the lot. The main level welcomes you with an inviting living and dining area, a main-floor bedroom, a full bath, and an updated kitchen complete with butcher block countertops and stainless-steel appliances. Upstairs offers two additional cozy bedrooms and a remodeled half bath, while the lower level features a large bedroom, full bath, laundry room, and generous storage. High-end upgrades and peace of mind flow throughout, including a BRAND-NEW ROOF (June 2026) with a 10-year transferable warranty, a 1300W portable power generator, dual-pane Milgard windows, solid-core doors, a spacious redwood deck, and full smart-home integration (Nest cameras, video doorbell, smart thermostat, and surround sound). While perfectly suited as a move-in ready personal sanctuary, the home comes fully equipped with optional established management and cleaning services in place if you wish to host short-term guests. Arrowhead Villas features its own mutual water system (approx. $80/month paid quarterly), which covers water, snow removal (one of the first streets plowed), trash, and road maintenance. Located just minutes from the lake, shops, and local dining—don't miss this Lake Arrowhead gem!
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.