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Big Bear Lake, California
Turnkey, fully furnished condo in desirable Bayshore Ski & Racquet Club, located on a quiet inner circle just minutes from Big Bear Lake. This well-maintained home features slate flooring, knotty pine and wood flooring, vaulted and beamed ceilings, and a skylight providing natural light, along with a stone fireplace, new interior and exterior paint, and a newer roof. Instant hot water is available at all fixtures via a circulating pump system. The updated galley kitchen offers wood cabinetry, granite countertops, custom backsplash, stainless steel appliances, and breakfast bar seating, opening to the dining and living areas. Main level includes 1 bedroom and 1 full bath. Upstairs offers 2 additional bedrooms, including a primary suite with ensuite bath and walk-in closet. Deck off the living room provides space for outdoor relaxation and BBQ. Community amenities include pools, spas, and tennis courts. HOA covers trash and snow removal. Conveniently located near Pleasure Point Marina for easy boat access, plus nearby ski resorts, hiking trails, and the popular Castle Rock Trailhead. The complex is beautifully maintained with attractive landscaping. Short- and long-term rentals permitted.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.