take a moment
Big Bear Lake, California
Beautifully remodeled Lower Moonridge retreat offering mountain and forest views, designer upgrades, and an unbeatable location just minutes from Bear Mountain Ski Resort, the Village, and local favorites including Big Bear Alpine Zoo, Moonridge Coffee, Dank Donuts, and Moonridge Tap Room. Recently repainted in 2024 and extensively remodeled in 2025 with over $150,000 in upgrades, this home seamlessly blends modern luxury with timeless mountain charm. The bright and airy main level features vaulted tongue-and-groove ceilings with exposed beams, abundant natural light, and a skylight that enhances the inviting open-concept living space. The stunning remodeled kitchen showcases custom cabinetry, a spacious island with abundant storage, quartz countertops, glass orb pendant lighting, recessed lighting, and premium appliances including KitchenAid double ovens, a four-panel refrigerator, and Bosch induction cooktop, telescoping vent, and dishwasher. A new Grohe faucet and wire-brushed white oak flooring throughout complete the sophisticated design. The living area centers around a cozy gas fireplace and opens to expansive front and back decks, including a hot tub hookup and a private fenced hillside backyard ideal for pets and outdoor enjoyment. The luxurious primary bathroom has been fully reimagined with custom tile, radiant heated floors, a standalone soaking tub, dual sinks, dual medicine cabinets, and a spacious wet-room style shower. Additional improvements include Milgard fiberglass WUI-compliant windows, Milgard French and sliding doors, mini-split AC/heat pump system, upgraded lighting, ceiling fans, and a private downstairs apartment space with separate stairwell access, kitchenette, and new window—ideal for guests or flexible living. Additional highlights include a south-facing driveway with parking for three vehicles, attached 1-car garage, and convenient access to hiking, skiing, dining, and year-round mountain recreation.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.