take a moment
Big Bear Lake, California
Nestled in a peaceful Moonridge setting with unobstructed mountain and tree views, this charming Sierra-style cabin offers the perfect mountain retreat. Tucked away from the street for added privacy, the home captures the cozy getaway atmosphere buyers are looking for in Big Bear. The open-concept living area features beautiful new hardwood flooring, vaulted beam ceilings, a classic brick fireplace, and an open kitchen that flows naturally into the living space—ideal for relaxing or entertaining. Two spacious bedrooms, an updated full bathroom, and abundant natural light complete the inviting main level. Recent upgrades include all new dual-pane windows, a new electrical panel, and an additional heating system, improving both comfort and energy efficiency. The spacious basement, accessible via an interior stairwell, includes a ¾ bath with laundry area, a separate wall heater, and a dual-pane sliding door that opens to its own private deck and backyard. While the basement is not permitted as living space and is not included in the square footage, it has been used as additional family space, a game room, and extra storage. Enjoy the outdoors from both the upper and lower decks—perfect for BBQs, entertaining guests, or simply unwinding while taking in the beautiful mountain scenery. A newer south-facing parking pad offers level parking for two vehicles, with convenient access to the home via durable metal-grate and concrete steps. Located just minutes from Bear Mountain Ski Resort, Big Bear Alpine Zoo, shopping, the lake, and the Village, this property offers both convenience and year-round recreation. This furnished cabin makes the perfect full-time residence, vacation getaway, or investment opportunity.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.