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Big Bear Lake, California
Cozy home in the desirable Erwin Lake area of Big Bear City, offering a great opportunity to create your own mountain retreat. This 2-bedroom, 1-bath home features warm wood flooring, a wood-burning stove, and a convenient walk-in shower. Enjoy the fresh mountain air from the inviting front porch, with additional storage provided by the exterior sheds. The property needs some TLC and is ready for someone with vision to bring out its full potential. A charming Big Bear getaway with plenty of opportunity to make it your own.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.