take a moment
Big Bear Lake, California
Leave the hustle and bustle of the city behind and enjoy your own peaceful retreat in Big Bear. This beautifully updated 3-bedroom, 2-bath mountain home is comfortable, inviting, and perfect for working from home or simply enjoying mountain life. The home features refinished floors, custom cabinets, granite countertops, and a spacious living room with a cozy wood-burning stove. There’s also an open loft that can be used as a home office, extra sitting area, or whatever fits your needs. You’ll also appreciate the many upgrades throughout the home, including owned solar panels to help keep energy costs down, an EV charging station, and a durable metal roof. The backyard is one of the highlights of the property. It’s fully fenced, beautifully landscaped, and designed for relaxing and entertaining. Enjoy the tree lighting, fruit trees—including apple, cherry, peach, and pear—along with a gas firepit and private hot tub. There’s even a chicken coop or extra storage space underneath the deck. Located in a desirable Big Bear neighborhood close to schools, this home offers a great sense of community along with the peace and beauty of mountain living. With all the thoughtful updates and inviting outdoor spaces, it’s a place you can enjoy in every season.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.