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Big Bear Lake, California
Lowest priced single family residence with a garage in Erwin Lake!! Bring all offers, seller is open to concessions!! USDA approved!! Tucked on a fenced-in corner lot with sweeping wraparound grounds, this 2-bedroom, 1-bath mountain home offers the kind of space and privacy that’s tough to find in Big Bear. The single-car garage opens directly into the house for easy, weather-free access year round. The convenient location right off Highway 38 makes trips down the mountain quick and easy. Inside, you’ll find a cozy wood-burning fireplace for those crisp mountain evenings, paired with the comfort of central AC for warmer months. The kitchen has been thoughtfully updated, and an in-unit laundry area adds everyday convenience. Step outside to soak in your private hot tub, or take advantage of the expansive, fully fenced yard with potential RV parking, ideal for toys, trailers, or just extra breathing room. Whether you’re dreaming of a full-time mountain escape or a weekend getaway, this corner-lot delivers space, privacy, and comfort. Welcome home!
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.