take a moment
Big Bear Lake, California
Experience the comfort and flow in this beautifully designed custom home, offering an ideal open-concept layout perfect for both everyday living and entertaining. The main level is centered around a spacious chef’s kitchen featuring granite countertops, stainless steel appliances, a center island, and a walk-in pantry, all seamlessly connecting to an oversized living room with a cozy fireplace on one side and a generous dining area on the other. Counter seating surrounds the space, creating a natural gathering place for family and guests. Step outside from multiple access points onto expansive decks designed for entertaining, where you can take in the surrounding views and fresh mountain air. All three bedrooms are thoughtfully located on the lower level, including a large primary suite complete with a private bath, walk-in closet, and direct access to another deck, perfect for quiet mornings or evening relaxation. Above the garage, a spacious bonus game/family room offers incredible flexibility and can easily function as a fourth bedroom, media room, or retreat. The lower level also includes a separate-access space ideal for a home office, workshop, or additional storage. Additional features include indoor laundry, air conditioning, a finished garage, and abundant outdoor living space with multiple decks to enjoy the natural setting. This home combines functionality, comfort, and mountain charm—an excellent opportunity for full-time living or a weekend retreat.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.