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Big Bear Lake, California
Discover mountain living in this beautifully designed 3 bedroom, 2.5 bathroom home, located in Lake Arrowhead. With exclusive lake rights, parking for up to 6 vehicles (including space for a boat or RV), and a partially fenced yard! Appraised at $660K in October 2025, plus restored kitchen and bathroom cabinets, new interior railings, and a fresh coat of paint in the upstairs bathroom all completed in March 2026. Step inside to the main floor’s highly sought after prow design, showcasing an open-concept living and kitchen area bathed in natural light. Soaring windows frame mountain views, while the spacious layout is perfect for entertaining or cozy nights by the fire. Access the deck from the living room slider doors, and breathe in the fresh mountain air. The main floor also features a comfortable primary bedroom and a full bathroom, offering convenience and flexibility. Upstairs, you’ll find two generously sized bedrooms and a full bathroom, alongside a loft landing with space for a desk or relaxation area. The lower level expands your living options with an extra room, ideal for a secondary living area, home office, or recreation space, plus a convenient laundry room and half bath. Enjoy peace of mind with the secure, fenced yard—ideal for pets, play, or gardening. With ample parking and storage for your outdoor toys, this home is designed for the mountain lifestyle!
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.