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Big Bear Lake, California
Expanded & beautifully remodeled A-Frame retreat with lake views, incredible mountain charm, and Lake Rights! Surrounded by towering pines and blooming dogwoods, this 4 bedroom, 3 bath home offers the perfect blend of rustic character and modern comfort. ~ The expanded A-Frame design features soaring open wood-beamed ceilings, a dramatic wall of windows, and a cozy wood-burning fireplace that creates the ultimate mountain ambiance and is ready to enjoy from day one. ~ Recent upgrades include a newer roof, Trex decking, dual-pane windows, A/C, updated finishes, and public utilities with high-speed internet — ideal for full-time living, vacation use, or a successful STR investment. ~ Enjoy outdoor living on two spacious decks, including an expanded entertaining deck overlooking peaceful lake views and forest surroundings. The fenced yard is perfect for pets, gatherings, or relaxing beneath the pines. ~ The lower level offers a full private suite with excellent flexibility for guests, a game room, or separate rental potential. Additional features include plenty of parking, a custom-built storage shed, and a plowed & maintained road for year-round easy access. ~ Located close to the lake and Village, with coveted Lake Rights granting access to the private, pristine blue waters of the lake. ~ A rare opportunity to own a true mountain getaway with character, comfort, and income potential. Currently is a very active STR. Nothing else like it.. Walk to village, lake & lake view!!
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.