take a moment
Big Bear Lake, California
NOW OFFERED AT $1,250,000 — A LOT OF HOME, LAND & VALUE! Located in gated Cedar Ridge Estates, a community of beautiful mountain homes, this well-maintained 3,699 sq. ft. home offers 4 bedrooms, 3 baths, a 3-car garage and nearly an acre of fully fenced, landscaped property. A level driveway provides easy street-to-garage access with plenty of parking. Inside, the floor plan is spacious and comfortable, with a main-level bedroom that also works well as a private office or guest room. The upgraded kitchen features quartz countertops, a large island with second sink, walk-in pantry, custom soft-close cabinetry, two ovens and a 5-burner gas range. A long breakfast bar opens to the family room with a wood-burning fireplace, while the formal dining room and family room both provide access to the large rear deck. Upstairs are two guest bedrooms, a full bath and the spacious primary suite with walk-in closet, dual-sided gas fireplace and a large bath with jetted tub, walk-in shower, double sinks and back-lit mirrors. One guest bedroom includes a built-in desk and bookcases, with a closet currently set up as a bright art studio. The outdoor setting is one of the home's best features. The large rear deck overlooks the trees and a seasonal stream, creating a peaceful place to relax or entertain. Other features include multiple skylights, dual A/C and heating systems, a whole-house automatic generator, central vacuum, small fenced dog run and built-in garage storage. Nearly an acre, 3,699 sq. ft., 3-car garage, level access and a gated mountain setting — all just minutes from Lake Arrowhead Village and the lake.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.