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Big Bear Lake, California
HUGE PRICE IMPROVEMENT — INCREDIBLE VALUE FOR THE AREA! Nestled in a prime Big Bear Lake location just minutes from town, this charming mountain retreat offers the perfect blend of comfort, character, and functionality. Featuring 3 bedrooms, 2 bathrooms, and approximately 1,400 sq ft of living space, this home is ideal for full-time living, a vacation getaway, or an investment opportunity. Step onto the spacious front deck — perfect for entertaining, relaxing under the pines, or enjoying the fresh mountain air. Just off the deck is a versatile bonus room with custom shelving that makes an excellent home office, creative space, or reading retreat. Inside, the oversized master suite is a true highlight, complete with vaulted ceilings, skylights that fill the space with natural light, and a walk-in shower for a spa-like feel. The kitchen and laundry room feature updated wood flooring, adding warmth and style throughout the home. Additional features include a workshop for hobbies or projects, plus a storage shed offering plenty of extra space for tools, outdoor gear, and seasonal items. Additionally, the deck is reinforced and wired for a spa in case you wanted to add one. With its convenient location close to shopping, dining, and all that Big Bear has to offer, this property is a fantastic opportunity to enjoy mountain living at its best.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.