take a moment
Big Bear Lake, California
SELLER MAY CONSIDER A CONCESSION TOWARD A 2-1 TEMPORARY MORTGAGE PAYMENT BUYDOWN OR CLOSING COSTS, SUBJECT TO NEGOTIATED TERMS, BUYER QUALIFICATION, LENDER APPROVAL AND APPLICABLE LOAN PROGRAM LIMITS. Discover mountain charm at its finest in this delightful one-bedroom, one-bath cabin nestled in the highly sought-after Moonridge area. Step inside and be welcomed by an open floor plan with vaulted/beam ceilings, and a cozy wood-burning fireplace. This turnkey cabin features vaulted beamed ceilings, a brick fireplace, a live-edge slab breakfast bar with seating, a loft area, laminate wood-style flooring, granite countertops, tiled bathroom spaces, a tankless water heater, and contemporary furnishings. The front and back yards are complemented by string lights, a five-person hot tub with privacy fencing, upgraded 200-amp electric panel, gas BBQ, fire pit, and storage shed (perfect for bikes, outdoor toys or supplies). Home is being sold fully furnished so new owners will be ready to go!!! Easy level parking with a driveway large enough for a boat or RV, and an extra storage shed to store your summer/winter gear or extra supplies. This home is ideally located near the Zoo, shuttle pick up, golf course and more! The current owners have successfully self-managed the property as a short-term vacation rental since 2020 and may offer transition support, including operational guidance and referrals. Whether you’re vacationing, investing, or enjoying it year-round, this home would be a great fit.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.