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Big Bear Lake, California
Tucked into the highly sought-after Fox Farm neighborhood, this beautifully maintained mountain retreat offers the perfect blend of charm, versatility, and location. Set on a spacious corner lot with 14 fruit trees, the property features a 3-bedroom, 2-bathroom layout, including a thoughtfully designed main home and a private guest quarters above the detached two-car garage—ideal for hosting guests, multi-generational living, or added rental potential. Inside, the open-concept floor plan is warm and inviting, highlighted by vaulted ceilings, abundant natural light, and a seamless flow that’s perfect for both everyday living and entertaining. The living space extends effortlessly outdoors to a generous back patio complete with a bar area—your go-to spot for summer evenings under the pines or après-ski gatherings. Practicality meets lifestyle with dual driveways offering ample parking, including space for your RV or boat. Located just minutes from Big Bear’s most popular amenities—including ski resorts, the golf course, zoo, grocery stores, and the Village—you’ll enjoy year-round convenience with adventure right at your doorstep.
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.