take a moment
Big Bear Lake, California
Space to gather, room to play, and plenty of Big Bear mountain charm! Located in desirable Upper Moonridge, this spacious 4-bedroom, 3.5-bath home offers approximately 2,400 square feet on an 8,584-square-foot lot. Built in 2003, this mountain retreat features vaulted wood ceilings that bring warmth and character, with room for everyone to spread out, settle in, and enjoy time together. The game room keeps the fun going after a day of mountain adventures, while the spa offers the perfect place to unwind. Take the gathering outside to the fenced backyard, where a built-in BBQ area, inviting sitting space, and distinctive metal bear art create a setting full of personality. From casual cookouts to relaxing evenings and memorable weekends with your favorite people, this home makes entertaining part of the experience. With a history as a successful Airbnb, it offers appeal as a personal mountain getaway or vacation-rental opportunity. Whether you envision lively game nights, a relaxing soak, or simply enjoying the warmth of those beautiful wood ceilings, this Upper Moonridge home delivers the space and mountain atmosphere that make getting away together even better!
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Based on the household income you entered, you fall under the USDA Rural Housing Loan cap. This is a government-backed program that allows zero down payment on eligible mountain properties — lower mortgage insurance than FHA and more flexible credit than conventional.
It’s not widely advertised, but most homes in our mountain communities qualify.